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For finance, FP&A and programme finance teams

Cost and variance analytics for finance teams. What moved, why, and whether it adds up.

Actual against budget against forecast, by cost centre, account and project. What is driving the increase: headcount, rates, volume, timing or a one-off. Which workstream on a large programme is burning contingency. From the ledger, budget, headcount and purchase order files you already hold, reconciled to the trial balance.

Upload sample data to try itSee a demoAI analytics for Finance and FP&A teamsEntity to function to cost centre to account, asserted on every upload.
Operating cost · variance to budget, by driverreconciled ✓
Contractor rates
+£1.9m
Headcount above plan
+£1.4m
Volume-driven costs
+£0.7m
Timing, reverses next month
+£0.4m
One-off items
+£0.3m
TotalOver budget by £4.7m
5 driversheadcount, rate, volume, timing and one-offs
3 viewsactual, budget and forecast on one definition
0.00variance between the pack and the ledger

A variance explained, not just reported

A monthly pack says a cost centre is over budget. The question that follows is always why, and the answer usually takes an analyst two days. Covirage builds the bridge from the files: each line is a driver, the lines sum to the variance, and every line opens to the rows that make it.

The cost bridge

Variance to budget, forecast or last year, split into headcount, rate, volume, timing and one-offs, by cost centre and account.

Project and programme cost

Budget, committed, actual and forecast to complete by workstream and vendor, with contingency drawdown and the change requests behind it.

Ask why

Anyone with access can ask what is driving a cost and get the bridge, the narrative and the rows, scoped to what they are allowed to see.

How it works

Three steps, in this order.

Map your levels

Entity, function, cost centre and account, as they are named in your chart of accounts.

Upload monthly

Ledger actuals, budget and forecast versions, headcount, purchase orders and commitments. Totals are checked against the trial balance.

Review and ask

The pack is ready on day one of the close, and the questions that follow it are answered from the same figures.

“The variance commentary used to take two days. Now it takes reading.”How a finance business partner would describe it

Questions this industry asks

Short answers. The Help centre has the long ones.

Does the model calculate the variance?

No. Deterministic tools compute every figure and check that the bridge sums to the variance. The model chooses the tool and writes the explanation.

Can cost and income be kept apart?

Yes. They are separate workspaces with separate access, because in most organisations they are separate roles.

What about a large one-off programme?

A programme is a hierarchy of its own: programme, workstream, work package and vendor. Budget, commitments, actuals and forecast to complete roll up through it and reconcile to the ledger.

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