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Blog · Board and management reporting

Renewal rate, retention rate and churn rate: three definitions that get swapped

The difference between renewal rate, retention rate and churn rate, which denominator each uses, why they do not add to 100 percent, how each is computed on customers and on revenue, the period and cohort rules that make them comparable, and a worked example where the three tell three different stories about the same quarter.

The short answerRenewal rate is renewals won over contracts that came up for renewal in the period: its denominator is only what was due. Retention rate is customers, or revenue, still present at the end over those present at the start: its denominator is the whole starting base. Churn rate is what left over the starting base. Retention and churn on the same basis sum to 100 percent; renewal rate does not sit in that identity because its denominator is different. Each is computed on customers and on revenue, and the four figures tell different stories.

Three rates, three denominators, and decks that use them interchangeably. This guide sets out each definition, why they do not add up to one another, the customer and revenue basis of each, and a worked quarter where the three say three different things.

The three definitions

Rate Numerator Denominator Question
Renewal Contracts renewed Contracts due for renewal in the period Of what came up, what did we keep?
Retention Customers or revenue present at end, from the starting base Starting base Of what we had, what remains?
Churn Customers or revenue lost from the starting base Starting base Of what we had, what left?

Retention + churn = 100 percent, on the same basis. Renewal is outside that identity.

The rows you need

  • Customer master: customer, start date, status, end date.
  • Contracts: customer, end date, renewed or not, value.
  • Ledger: customer, period, revenue.

Customer identifiers only.

The identity

starting base = retained + churned, on customers and on revenue contracts due = renewed + not renewed

A customer counted as churned that still has revenue at period end fails the first; a contract due with no outcome fails the second.

A worked quarter

Starting base: 640 customers, $22.0m annualised revenue. Contracts due this quarter: 160, worth $5.8m.

Rate Customer basis Revenue basis
Renewal 144 of 160 = 90% $4.9m of $5.8m = 84%
Retention 598 of 640 = 93% $19.6m of $22.0m = 89%
Churn 42 of 640 = 7% $2.4m of $22.0m = 11%

Renewal looks fine at 90 percent by count and less fine at 84 by value: the renewals lost were the larger ones. Churn is 7 percent of customers and 11 percent of revenue, and only sixteen of the forty-two churned customers came from the renewal cohort; the other twenty-six left mid-term, which the renewal rate cannot see.

Three stories

  • The renewals team says 90 percent and is right, about its cohort.
  • The finance team says 11 percent revenue churn and is right, about the base.
  • The account managers should be asked about the twenty-six who left without a renewal event, because nobody's number owns them.

Where it goes wrong

Renewal quoted as retention. Half the base was not due; the rate describes the other half.

Customer basis only. Ninety-three percent, while the largest customers leave.

Starting base restated. New customers added to the denominator mid-period flatter retention.

Mid-term churn unowned. Not a renewal, not on any list.

Every quarter, three rates on two bases

Mapped once, the customer master, the contracts and the ledger produce all three rates on both bases, the identities and the mid-term churn list every quarter. Covirage builds this from the exports as they are. The net revenue retention guide covers the cohort version for subscription revenue, and the B2B churn guide covers churn where there is no contract event at all.

Questions people ask

Why does renewal rate not equal one minus churn?

Because churn's denominator is every customer at the start, and renewal's is only the customers whose contracts were due. A company with 90 percent renewal and half its base not up for renewal this quarter has 5 percent churn from renewals plus whatever left mid-term.

Customer or revenue basis?

Both, always. Customer retention of 92 percent with revenue retention of 84 says the customers that left were larger than average. Revenue retention above customer retention says the base grew at the customers that stayed, which is net retention territory.

What period?

A fixed period, quarter or year, with the starting base fixed at its first day and no customers added to it during the period. New customers in the period are not in any of the three; they are new.