For banking businesses
Explore banking performance across customers, products, branches and teams. Use your supplied data to understand income changes, investigate portfolio questions and prepare reports with views tailored to your business.
Commercial-banking relationship portfolio example · illustrative
Choose the questions and measures that matter to your business. These examples show different reporting needs within the industry; the available analysis depends on the records you supply.
Review relationship portfolios, client revenue and product use. Add relationship activity or benchmarks when available to explore coverage and opportunity questions.
Explore balances, interest income and fees by product, customer segment or branch. Keep balance, rate and mix definitions clear when comparing periods.
Explore Retail bankingReview client, desk and product revenue, with activity or mandate data where supplied. Use the detailed page for relationship and sales coverage examples.
Explore Investment bankingThree steps, in this order.
Customer IDs, products, balances or transactions, income, reporting dates and your branch or team hierarchy.
Start with standard dashboards. Agree on the measures, reporting periods and business structure your customized views need.
Work with an AI analyst to investigate the available data and prepare reports. Review the definitions and results in the context of your business.
Short answers. The Help center has the long ones.
Customer IDs, products, balances or transactions, income, reporting dates and your branch or team hierarchy.
The example illustrates one part of the industry. Standard dashboards are a starting point; views can be customized to your business and data as part of your agreed setup.
The report depends on the fields, history and definitions in your sample. Start with one question, identify the records it needs and confirm any gaps before relying on a comparison.
Analytics software for commercial banking, compared · Alternatives to named products
Written for this industry: the measures, the data you already hold, and the arithmetic.
The investment-to-deposit ratio compares a bank's investment securities with its deposits. Work through two reporting dates, reconcile the underlying balances, and separate investment changes from deposit outflows.
Oct 25, 20265 min readThe liquidity coverage ratio compares a bank's eligible liquid-asset buffer with stressed net outflows. Reconcile bank-prepared aggregate inputs, calculate the ratio, and explain a change between reporting dates.
Oct 25, 20265 min readA bank's capital adequacy ratio compares regulatory capital with risk-weighted assets. Work through supplied capital totals, explain a quarterly movement, and reconcile the result to an approved bank workbook.
Oct 24, 20265 min readBank financial statements connect interest income, funding costs, credit losses and cash movements. Work through a reconciled example and the spreadsheet checks that tie earnings to equity and closing cash.
Oct 22, 20266 min readThe Tier 1 risk-based capital ratio divides approved Tier 1 capital by reported risk-weighted assets. Follow a quarterly workbook example, separate numerator and denominator changes, and reconcile the result to its source schedules.
Oct 20, 20266 min readExplain commercial banking income movements from average balances, effective rates and fee products. Build a bridge that separates growth, mix, repricing and funding expense, then reconcile it to the income ledger.
Oct 16, 20265 min read